Coverages

COVERAGES

We offer a multitude of coverages & limits, however, our beauty insurance policies are always
driven professional and general liability

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PROFESSIONAL LIABILITY

Professional liability is crucial for your business and yourself as an owner. It is often omitted or not insured correctly. This must have coverage protects you for all the professional services your business offers. It can also provide coverage to the spa owner for claims arising from sub-contracted employees.

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COMMERCIAL GENERAL LIABILITY

With a lease or mortgage comes the responsibility of what happens on your premises. This includes incidents by your employees and clients. From the classic "slip and fall" to bizarre and random, accidents that happen at your business. These events can lead to lawsuits. Make sure you have the protection advantage with a Medispa Insurance policy.

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CONTENTS COVERAGE

Medispa businesses are a premium segment of the beauty industry. You must pass rigorous training and regulations. Your equipment, furniture, decorations, and stock are also at a premium and often specialized. Contents coverage protects all of this. It also offers relocation, lost income, and additional expenses that can be incurred due to physical damage at your location.